Stamp Duty Calculator (India)
Estimate stamp duty + registration charges for property purchase across Indian states. Maharashtra, Karnataka, Tamil Nadu, etc.
Total Stamp Duty + Registration
What is Stamp Duty?
Stamp duty is a state-government tax on property registration in India. Rates vary by state, property type, location, and buyer details. Registration charge (1-3%) is added separately. Together, stamp duty + registration can be 5-10% of property value — significant additional cost. Female buyers and joint (husband+wife) ownership often get 1-3% discount in many states.
How to use
- Enter property value — Sale deed amount
- Choose state — Rates differ across states
- Select buyer gender — Female buyers get discount in many states
- View total cost — Stamp duty + registration
Tips
- Female-only buyer or joint ownership: maximize discount
- Cash purchase: PAN required for > ₹2L; cash > ₹20K restricted
- Pay via e-stamp or franking — physical stamps obsolete in most states
- Maharashtra: stamp duty was reduced (2-3%) during 2020 COVID period; back to 5% now
FAQs
Stamp duty for resale property?
Same rate as new — based on transaction value, not property age.
Can I claim tax deduction?
Yes — under Section 80C, up to ₹1.5L deductible in the year of payment (along with home loan principal).
What if I underdeclare value?
Sub-registrar uses 'circle rate' or 'ready reckoner rate' as minimum. Underdeclaration triggers higher stamp duty + penalty.